Bad Credit Financing

Bad Credit Auto Financing and Sub-Prime Car Loans in Tulsa, OK

What We Can Do About Bad Credit

Are you eyeing a new Chevrolet or pre-owned car in Tulsa, OK? Jim Glover Chevrolet helps make the car buying process stress-free for all sorts of drivers -- including those who possess a bad credit score. The top goal of our finance department is to get local car buyers into a quality new or pre-owned car, SUV or pickup truck with our stress-free financing process. Work with the finance staff at Jim Glover Chevrolet and you could start improving your poor credit score in no time!

I Have Poor Credit, Should I Apply for Bad Credit Financing?

If you have a low credit score and have shopped for financing before, then you may have faced some resistance from other dealership or lenders when seeking to finance. At Jim Glover Chevrolet, our finance staff is here to work with all drivers -- regardless of their credit histories. We want to find ways to get you into a quality pre-owned car or even a new Chevrolet of your choosing. Our team of finance specialists understands that a low credit score can result from a variety of past financial setbacks, and we believe in second-chance financing! Common reasons we see for our customers to need bad credit financing include a drop in their credit score due to one or more of the following situations:

  • Bankruptcy
  • Foreclosure
  • Recent repossession
  • Multiple repossessions
  • Divorce
  • A history of writing bad checks
  • Missed payments


While none of the above mentioned financial setbacks are necessarily pleasant to go through, the good news is that you can come out the other end in a better financial situation and a quality car to drive thanks to bad credit car loans through Jim Glover Chevrolet!

Phone Numbers:Sales Hours:
  • Mon - Sat8:00 AM - 8:00 PM
  • SunClosed
Concierge Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 3:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 2:00 PM
  • SunClosed
Body Shop Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat - SunClosed
Commercial Hours:
  • Mon - Sat8:00 AM - 8:00 PM
  • SunClosed
Finance Hours:
  • Mon - Sun8:00 AM - 8:00 PM
Fleet Hours:
  • Mon - Sun8:00 AM - 8:00 PM

Getting an Auto Loan After a Bankruptcy Is Possible at Jim Glover Chevrolet, in Tulsa, OK

Going through bankruptcy is a stressful life experience for anyone who faces it, and unfortunately, it can also do serious damage to one's credit score. If you are a driver near Broken Arrow, Owasso and Tulsa, Oklahoma who has recently filed for bankruptcy and needs an auto loan, the Finance Department at Jim Glover Chevrolet On The River can help. Contact Jim Glover Chevrolet On The River for assistance with getting a bad credit car loan after experiencing bankruptcy. When you apply for a bad credit auto loan after a bankruptcy filing, consider the following factors:
  • Get a copy of the latest version of your credit report and read it over thoroughly.
  • If you find any issues in your credit report, fix them as quickly as possible.
  • Save for or set aside a significant down payment for your vehicle purchase. If you can provide 20% down or more, you have a better chance of auto loan approval.
  • Pay on time each and every month! By doing so, you can repair your poor credit score faster than you may think!
  • Purchase an affordable and dependable vehicle that makes sense for your current financial situation.

Get an Auto Loan Following a Divorce at Jim Glover Chevrolet, in Tulsa, OK

Have you gone through a divorce and noticed a decrease in your credit score following the end of your marriage? Well, you are not alone. Around one-third of divorcees experience a significant decline in their credit score shortly after their divorce. Local car buyers with bad credit can still get an auto loan for a reliable new or used car here at Jim Glover Chevrolet. Here are some tips for when you apply for a bad credit auto loan following a divorce:
  • First, obtain the latest copy of your credit report and look for any issues. If you find any issues, be sure to get them cleared up promptly.
  • When applying for bad credit financing through Jim Glover Chevrolet On The River, bring proof of income and any other documents that may be required.
  • Plan to set aside or save up for a large down payment. If you can provide 20% or more of the vehicle purchase price for a down payment, then you have a greater chance of being approved for financing.
  • Apply for an auto loan here on the Jim Glover Chevrolet On The River website, via our secure online credit application.

If you live near the cities of Tulsa, Broken Arrow and Owasso, OK, and are in need of a bad credit car loan, contact the Finance Department at Jim Glover Chevrolet today!

Getting an Auto Loan After Foreclosure Is Possible at Jim Glover Chevrolet, in Tulsa, OK

If you have a poor credit score and it has led to a foreclosure, the Finance Department at Jim Glover Chevrolet can help you find auto financing to get you back on the road and on track financially. Broken Arrow and Owasso, OK area drivers can count on Jim Glover Chevrolet to support them in their bad credit auto loan search. Apply for financing and shop our used car inventory today!  When you apply for a bad credit car loan following a foreclosure, keep in mind the following things: 
  • You can qualify for a sub-prime auto loan or bad credit car loan regardless of whether the foreclosure process has been completed.
  • Your current housing situation does not play a factor in your ability to obtain a bad credit auto loan. If you still live in the foreclosed property, the lender will use your mortgage payment to calculate your debt-to-income ratio. If you no longer reside in the foreclosed property, then your debt-to-income ratio will be calculated using your current mortgage or rent payment.
  • Save up for a large down payment! While states vary regarding regulations for obtaining an auto loan after a foreclosure, a higher down payment is to be expected. Plan on putting forward at least 20% of the vehicle's price, but even more if possible.
  • As expected, the interest rate on your bad credit auto loan will be significantly higher than with a conventional car loan.
Drivers in the Broken Arrow, Owasso and Tulsa, Oklahoma area whose bad credit has led to foreclosure can still find bad credit car loan options available through the Finance Department Jim Glover Chevrolet. Contact us today!

Apply for An Auto Loan After a Repossession in Tulsa, OK

If you find yourself facing a repossession near Broken Arrow, Owasso and Tulsa, Oklahoma and you need an auto loan, the Finance folks at Jim Glover Chevrolet are ready to help! Typically, it is recommended for drivers to wait as long as possible after a repossession to apply for a car loan, but Jim Glover Chevrolet On The River understands that sometimes, waiting weeks or months for a reliable mode of transport is not an option. If you plan to apply for bad credit car loans following a repossession, keep the following tips in mind; they will help your application process go as smoothly as possible:
  • Firstly, obtain the latest version of your credit report. If you have had a recent repossession or multiple repossessions, then they are likely to have already shown up on your credit report.
  • Inspect your credit report for any potential errors, and address them quickly. Correcting even a tiny error can have a significantly positive impact on your credit score.
  • Keep in mind that most sub-prime auto lenders will seek a larger down payment (20% down or more) than with a conventional loan, since a bad credit loan represents greater risk.
  • Once you apply for financing here at Jim Glover Chevrolet On The River and visit for an appointment, be sure to have completed all of the necessary documents to help your application process go quickly and smoothly.

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Jim Glover Chevrolet 36.09087, -95.99692.